If your credit card statement has unauthorized charges a Letter Refusing to Pay for a Charge on Your Credit Card can help you challenge unjustified fees. If you've noticed fraudulent charges, paid for a product you never received, or if the service you purchased wasn't as promised you may be able to avoid paying some of the charges. A Letter Refusing to Pay for a Charge on Your Credit Card helps you formally explain your position. 
Make document: Letter Refusing to Pay for a Charge on your Credit Card
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