Notice to Debt Collector - Causing a Consumer to Incur Charges for Communications by Concealing the Purpose of the Communication

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Use this form to notify a debt collector they violated the Fair Debt Collection Practices Act (FDCPA). Receiving notice from a consumer makes it more likely a debt collector will comply with the FDCPA. If they don't comply after receiving notice, your notice letter may help prove that their actions were intentional.

A debt collector may not use unfair or unconscionable means to collect a debt. This includes causing a person to incur charges for communications by concealing the true propose of the communication. (more...)

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